Canadian Dental Care Plan Kitchener
Kitchener Dentistry welcomes eligible patients interested in the Canadian Dental Care Plan (CDCP) in Kitchener, Ontario.
If you are wondering whether you qualify, how to apply, or how to check your CDCP application status, this guide will help you find the information you need.
Who May Be Eligible for the CDCP?
You may be eligible for the Canadian Dental Care Plan if you meet all four requirements:
- You do not have access to private dental insurance or dental coverage.
- You and your spouse or common-law partner, if applicable, have filed your tax returns in Canada for the previous year.
- Your adjusted family net income is less than $90,000.
- You are a Canadian resident for tax purposes.
The Government of Canada determines CDCP eligibility. Meeting these requirements does not automatically guarantee coverage.
How to Check Your CDCP Eligibility
You can check the official Canadian Dental Care Plan eligibility requirements on the Government of Canada website before applying.
The Government of Canada provides the most up-to-date information about CDCP eligibility, including requirements related to dental insurance, income, tax filing and residency.
CDCP Coverage and Patient Costs
CDCP Coverage Based on Family Income
- Below $70,000: CDCP covers 100% of eligible services at CDCP-established fees.
- $70,000–$79,999: CDCP covers 60% of eligible services at CDCP-established fees.
- $80,000–$89,999: CDCP covers 40% of eligible services at CDCP-established fees.
Additional charges may apply if the provider’s fee is higher than the CDCP-established fee or if you choose services that are not covered by the CDCP.
What Dental Services Does the CDCP Cover?
The CDCP helps pay for a wide range of oral health services, including dental examinations, X-rays, cleanings, fluoride treatments, fillings, root canal treatments and certain gum treatments. Some services may require preauthorization before treatment is provided. Not every service is covered, and coverage is subject to CDCP rules and frequency limits.
How Does the Canadian Dental Care Plan Kitchener Work?
At Kitchener Dentistry, we can help you understand how your CDCP coverage applies to your dental care. Before treatment, we can review the services being recommended, confirm applicable CDCP coverage, and discuss any co-payment or additional costs that may apply. CDCP claims are submitted directly to Sun Life for covered services.
Before Your CDCP Appointment
Before your appointment, make sure your CDCP coverage is active and confirm your benefit start date and co-payment level. Ask your provider about any additional costs that may not be covered by the CDCP before receiving treatment. You should not pay the full cost upfront for covered services; CDCP providers bill Sun Life directly, and you pay any applicable amount not covered by the plan.
How to Book a CDCP Dental Appointment
If you are enrolled in the CDCP and your coverage is active, contact Kitchener Dentistry to ask about booking an appointment. Please have your CDCP member ID and benefit coverage start date available. We can discuss your dental needs, applicable CDCP coverage, and any costs that may apply before treatment. The Government of Canada recommends confirming that your dental provider accepts CDCP patients and bills Sun Life directly.
When you contact Kitchener Dentistry about the Canadian Dental Care Plan, please let us know whether your coverage is active and what dental care you need. Our team can discuss appointment availability and explain any expected patient costs before treatment begins. Coverage depends on CDCP rules, eligible services, and the fees established under the plan. If you are unsure about your eligibility or benefits, consult the official Government of Canada CDCP website.